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Married couples are becoming “happily ever homeowner” once again. They dominated the first-time homebuyer statistics last year at 66% of all buyers, according to the most recent Profile of Home Buyers & Sellers. It is no surprise that having two incomes to save for down payments. Being a “happily ever homeowner” means both contribute to […]
According to a survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage. Have you been surprised by closing costs? After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were required at all, while another 35% were […]
Are you a Millennial Homeowner? Are you in your dream home or was this a “starter” home for you? You just might find that it may be time for you to sell your home!
In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the amount of homes for sale, yet few are pre-approved when they start their search. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying […]
So, you’ve decided next year is the year you’re finally going to buy a house, but now you’re a little panicked because your credit score isn’t exactly going to make lenders swoon. You’re not alone. The national average credit score is 695, while only half of consumers fall in the desired 700-plus range. Although you certainly can get […]
If you’ve been looking for a way to get a little money out of your home without actually selling it, you’ve probably come across something called a Home Equity Line of Credit, or HELOC for short (pronounced “heelock”). Clear as mud, right? Now that you’re no doubt wondering what a Home Equity Line of Credit […]
PMI – Do you know your facts? Do you know what PMI is!? When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a […]
Lingo – Every business has it, but when it comes to buying a home, it can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms (lingo) used when buying a home. Freddie […]
When it comes to Financial Planning, homeownership will always be a part of the American Dream. There are advantages to owning your own home (educational, health, social) that far transcend any economic impact. However, we want to look at several of the financial advantages of homeownership in today’s post. Financial Planning and Home Buying Points […]
With housing prices appreciating at levels that far exceed historical norms, there is a general fear that the housing market is heading for another bubble. To alleviate that fear, we should just look back at the reasons that caused the bubble ten years ago. Last decade, demand for housing was artificially propped up because mortgage lending […]