4 Demands on Your Realtor when Buying a Home

Are you thinking of buying a home? Are you dreading having to walk through strangers’ houses? Are you concerned about getting the paperwork correct? Hiring a professional real estate agent can take away most of the challenges of buying. A great agent is always worth more than the commission they charge, just like a great […]

Taking Fear out of the Mortgage Process

A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying and mortgage process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s […]

Buying: 37.7% Less Than Renting in the US

The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. Speaking of renting, the updated numbers actually show that the range is an average of 17.4% less expensive in Honolulu (HI), all the way […]

Past, Present & Future of Home Prices

Are you looking to relocate to a new home or purchase a new home?  We think it’s best to understand the past, present and future of home prices.   CoreLogic released their most current Home Price Index last week. In the report, they revealed home prices appreciation in three categories.  The categories ranged from percentage appreciation over the […]

Qualify for a Mortgage and have a FICO Score Under 750?

The results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market.   One such study by the Wharton School of Business at the University of Pennsylvania, revealed that many Millennials have not yet considered purchasing a home, […]

The Cost of NOT Owning Your Home

You’re aware that owning your home has great financial benefits but do you know the real cost of not owning your home? Because of this, more and more experts are growing concerned about the ramifications of a falling homeownership rate. Today, let’s look at the financial reasons why owning a home of your own has […]

9 Home Buying Myths You Need to Stop Believing Immediately

So you think you’re finally ready to make the jump from renter to homeowner? Awesome! In this exciting but admittedly scary time, you might be inclined to turn to friends and family for advice—especially if they own homes. Just make sure you’re not scared in the these 9 home buying myths! But beware, dear home buyer of the future: […]

New Home Sales Up 25.4% Last Month!

According to the latest Census Bureau Report, sales of newly constructed homes soared to new heights in June to a seasonally adjusted rate of 592,000. This marks the highest annual rate in 8 years on new home sales. Trulia’s Chief Economist, Ralph McLaughlin had this to say: “New home sales jumped sharply in June, and marked the […]

5 Things Your Mortgage Broker Wishes You Knew

The financial side of home buying can sometimes feel like a nightmare. You’re stuck in a calculus final that never ends—and you’ve forgotten the meaning of everything. Here are the 5 things your mortgage broker wishes you knew. PITI (or principal, interest, taxes, insurance)? Prepayment penalties? Contingencies? “Confusing” is an understatement. We’re the first to admit that looking for a […]